Iowa Retirement Benefits & Solutions
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Social Security Explained
Social Security Explained Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Social Security, Explained At Iowa Retirement Benefits & Solutions, we frequently receive questions about Social Security—how it works, why it was created, and how it fits into your retirement strategy. Many Americans don’t fully understand the system, yet [...]
Understanding Your Pension Options
Understanding Your Pension Options Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Understanding Your Pension Options Pensions have been making headlines lately, prompting many Americans to take a closer look at the details and security of their pension plans. One of the biggest and most complex decisions you may [...]
Steps to an Early Retirement
Steps to an Early Retirement Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Steps to an Early Retirement Many people wonder when the right time to start planning for retirement is. The honest answer? It’s never too early! Early retirement planning requires careful financial and lifestyle considerations, and the [...]
Evolving Retirement Trends
Evolving Retirement Trends Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Evolving Retirement Trends: Navigating a Changing Landscape Retirement planning is constantly evolving, shaped by economic shifts, changing demographics, and new financial tools. Every day seems to bring a new twist or turn to traditional retirement planning models. At [...]
The Greatest Wealth Killers in America—and How to Protect Your Money
and How to Protect Your Money The Greatest Wealth Killers in America— Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. The Greatest Wealth Killers in America—and How to Protect Your Money Let’s face it: keeping your wealth intact isn’t always easy. Between emotional decisions, market swings, taxes, and hidden [...]
Financial Challenges in 2025
Financial Challenges in 2025 Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Financial Challenges in 2025 Let’s face it—predicting the future is tough, especially when it comes to finances. However, we can spot trends and potential challenges to help you stay ahead of the curve. If you’re wondering how [...]
Target Date Funds Explained
Target Date Funds Explained Target Date Funds Explained Target Date Funds Explained Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. Target Date Funds Explained When it comes to retirement planning, many people opt for the "set-it-and-forget-it" approach, relying heavily on target-date funds in their 401k plans. While these [...]
How Much Monthly Retirement Income Do You Need?
How Much Monthly Retirement Income Do You Need? Financial Planning Guide for a Longer Life Expectancy How Much Monthly Retirement Income Do You Need? Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. How Much Monthly Retirement Income Do You Need? Planning for retirement can feel overwhelming, especially when [...]
Your Financial Planning Christmas List
Your Financial Planning Christmas List Financial Planning Guide for a Longer Life Expectancy Your Financial Planning Christmas List Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Your Financial Planning Christmas List Sometimes the best gifts don’t cost you a penny while providing lifelong value. Creating a financial planning [...]
How Much Should I Take From My Investments?
How Much Should I Take From My Investments? Financial Planning Guide for a Longer Life Expectancy How Much Should I Take From My Investments? Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. How Much Should I Take From My Investments? When it comes to retirement, one of the [...]
Election Year Investing? Hint: Don’t Panic
Election Year Investing? Hint: Don’t Panic Election Year Investing? Hint: Don’t Panic The Crucial Role of Financial Representatives in Retirement Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. Election Year Investing? Hint: Don’t Panic It’s that time again—election season. And if you're like many people, you're probably wondering [...]
Tips for Investing in an Election Year
Tips for Investing in an Election Year Financial Planning Guide for a Longer Life Expectancy Tips for Investing in an Election Year Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. Tips for Investing in an Election Year As November 5 approaches, you might find yourself drowning in a [...]
The Fed Finally Cut Interest Rates—What Does That Mean for You?
The Fed Finally Cut Interest Rates—What Does That Mean for You? Financial Planning Guide for a Longer Life Expectancy The Fed Finally Cut Interest Rates—What Does That Mean for You? Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. The Fed Finally Cut Interest Rates—What Does That Mean for [...]
How the “Sequence of Returns” Impacts Your Investment Portfolio
How the "Sequence of Returns" Impacts Your Investment Portfolio Financial Planning Guide for a Longer Life Expectancy How the "Sequence of Returns" Impacts Your Investment Portfolio Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. How the "Sequence of Returns" Impacts Your Investment Portfolio Ever heard the term "sequence [...]
Financial Planning Guide for a Longer Life Expectancy
Financial Planning Guide for a Longer Life Expectancy Financial Planning Guide for a Longer Life Expectancy Financial Planning Guide for a Longer Life Expectancy Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. As life expectancies increase, planning for retirement takes on a new dimension. It’s no longer just [...]
The Price of Procrastination: Why Waiting Costs You More Than You Think
The Price of Procrastination: Why Waiting Costs You More Than You Think The Top 5 Common Retirement Mistakes The Price of Procrastination Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. The Price of Procrastination: Why Waiting Costs You More Than You Think The "cost of waiting" refers to [...]
Turning 65: Your Essential 10-Point Checklist for Retirement Success
Turning 65: Your Essential 10-Point Checklist for Retirement Success The Top 5 Common Retirement Mistakes Turning 65: Your Essential 10-Point Checklist for Retirement Success Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Turning 65: Your Essential 10-Point Checklist for Retirement Success Turning 65 is a significant milestone, especially [...]
Is Now the Right Time to Convert to a Roth IRA?
Is Now the Right Time to Convert to a Roth IRA? Is Now the Right Time to Convert to a Roth IRA? Is Now the Right Time to Convert to a Roth IRA? Posted by Ethan Ball, IAR Serving Cedar Rapids, Iowa, and Surrounding Areas. Is Now the Right Time to [...]
What is a Frozen 401k?
What is a Frozen 401k? The Top 5 Common Retirement Mistakes What is a Frozen 401k? Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. What is a Frozen 401k? A frozen 401(k) refers to a retirement plan that no longer allows contributions, new enrollments, or certain types of [...]
The Top 5 Common Retirement Mistakes
The Top 5 Common Retirement Mistakes The Top 5 Common Retirement Mistakes The Top 5 Common Retirement MistakesThe Top 5 Common Retirement MistakesThe Top 5 Common Retirement Mistakes Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. The Top 5 Common Retirement Mistakes Retirement should be a time of [...]
Comprehensive Tax and Investment Strategies for High-Income Earners in 2024
Comprehensive Tax and Investment Strategies for High-Income Earners in 2024 Comprehensive Tax and Investment Strategies for High-Income Earners Posted by Ethan Ball, IAR Serving Cedar Rapids, Iowa, and Surrounding Areas. Comprehensive Tax and Investment Strategies for High-Income Earners in 2024 When you're a high-income earner, managing your finances isn't just about [...]
Planning for Retirement’s Go-Go, Slow-Go, and No-Go Years
Planning for Retirement's Go-Go, Slow-Go, and No-Go Years Planning for Retirement's Go-Go, Slow-Go, and No-Go Years Planning for Retirement's Go-Go, Slow-Go, and No-Go Years Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. Planning for Retirement's Go-Go, Slow-Go, and No-Go Years When you think about "retirement planning," what immediately [...]
Understanding the Tax Impact of Outliving your Spouse
Understanding the Tax Impact of Understanding the Tax Impact of Outliving your Spouse The Crucial Role of Financial Representatives in Retirement Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. Understanding the Tax Impact of Outliving your Spouse The sobering reality for many married couples is that eventually, one [...]
Building Your Financial Roadmap
Building Your Financial Building Your Financial Roadmap Building Your Financial Roadmap Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. Building Your Financial Roadmap As you begin spring cleaning, it's a prime moment to reflect on your financial journey and assess the progress of your goals set earlier this [...]
Exploring Annuity Investment Strategies
Exploring Annuity Investment Exploring Annuity Investment Strategies Exploring Annuity Investment Strategies Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. Exploring Annuity Investment Strategies Let's delve into the world of annuities and how they can integrate into your investment portfolio. Annuities represent contracts with insurance companies, often promising future [...]
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Social Security Explained
Social Security Explained Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Social Security, Explained At Iowa Retirement Benefits & Solutions, we frequently receive questions about Social Security—how it works, why it was created, and how it fits into your retirement strategy. Many Americans don’t fully understand the system, yet [...]
Understanding Your Pension Options
Understanding Your Pension Options Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Understanding Your Pension Options Pensions have been making headlines lately, prompting many Americans to take a closer look at the details and security of their pension plans. One of the biggest and most complex decisions you may [...]
Steps to an Early Retirement
Steps to an Early Retirement Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Steps to an Early Retirement Many people wonder when the right time to start planning for retirement is. The honest answer? It’s never too early! Early retirement planning requires careful financial and lifestyle considerations, and the [...]
Evolving Retirement Trends
Evolving Retirement Trends Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Evolving Retirement Trends: Navigating a Changing Landscape Retirement planning is constantly evolving, shaped by economic shifts, changing demographics, and new financial tools. Every day seems to bring a new twist or turn to traditional retirement planning models. At [...]
The Greatest Wealth Killers in America—and How to Protect Your Money
and How to Protect Your Money The Greatest Wealth Killers in America— Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. The Greatest Wealth Killers in America—and How to Protect Your Money Let’s face it: keeping your wealth intact isn’t always easy. Between emotional decisions, market swings, taxes, and hidden [...]
Financial Challenges in 2025
Financial Challenges in 2025 Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Financial Challenges in 2025 Let’s face it—predicting the future is tough, especially when it comes to finances. However, we can spot trends and potential challenges to help you stay ahead of the curve. If you’re wondering how [...]
Target Date Funds Explained
Target Date Funds Explained Target Date Funds Explained Target Date Funds Explained Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. Target Date Funds Explained When it comes to retirement planning, many people opt for the "set-it-and-forget-it" approach, relying heavily on target-date funds in their 401k plans. While these [...]
How Much Monthly Retirement Income Do You Need?
How Much Monthly Retirement Income Do You Need? Financial Planning Guide for a Longer Life Expectancy How Much Monthly Retirement Income Do You Need? Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. How Much Monthly Retirement Income Do You Need? Planning for retirement can feel overwhelming, especially when [...]
Your Financial Planning Christmas List
Your Financial Planning Christmas List Financial Planning Guide for a Longer Life Expectancy Your Financial Planning Christmas List Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Your Financial Planning Christmas List Sometimes the best gifts don’t cost you a penny while providing lifelong value. Creating a financial planning [...]
How Much Should I Take From My Investments?
How Much Should I Take From My Investments? Financial Planning Guide for a Longer Life Expectancy How Much Should I Take From My Investments? Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. How Much Should I Take From My Investments? When it comes to retirement, one of the [...]
Election Year Investing? Hint: Don’t Panic
Election Year Investing? Hint: Don’t Panic Election Year Investing? Hint: Don’t Panic The Crucial Role of Financial Representatives in Retirement Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. Election Year Investing? Hint: Don’t Panic It’s that time again—election season. And if you're like many people, you're probably wondering [...]
Tips for Investing in an Election Year
Tips for Investing in an Election Year Financial Planning Guide for a Longer Life Expectancy Tips for Investing in an Election Year Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. Tips for Investing in an Election Year As November 5 approaches, you might find yourself drowning in a [...]
The Fed Finally Cut Interest Rates—What Does That Mean for You?
The Fed Finally Cut Interest Rates—What Does That Mean for You? Financial Planning Guide for a Longer Life Expectancy The Fed Finally Cut Interest Rates—What Does That Mean for You? Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. The Fed Finally Cut Interest Rates—What Does That Mean for [...]
How the “Sequence of Returns” Impacts Your Investment Portfolio
How the "Sequence of Returns" Impacts Your Investment Portfolio Financial Planning Guide for a Longer Life Expectancy How the "Sequence of Returns" Impacts Your Investment Portfolio Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. How the "Sequence of Returns" Impacts Your Investment Portfolio Ever heard the term "sequence [...]
Financial Planning Guide for a Longer Life Expectancy
Financial Planning Guide for a Longer Life Expectancy Financial Planning Guide for a Longer Life Expectancy Financial Planning Guide for a Longer Life Expectancy Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. As life expectancies increase, planning for retirement takes on a new dimension. It’s no longer just [...]
The Price of Procrastination: Why Waiting Costs You More Than You Think
The Price of Procrastination: Why Waiting Costs You More Than You Think The Top 5 Common Retirement Mistakes The Price of Procrastination Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. The Price of Procrastination: Why Waiting Costs You More Than You Think The "cost of waiting" refers to [...]
Turning 65: Your Essential 10-Point Checklist for Retirement Success
Turning 65: Your Essential 10-Point Checklist for Retirement Success The Top 5 Common Retirement Mistakes Turning 65: Your Essential 10-Point Checklist for Retirement Success Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Turning 65: Your Essential 10-Point Checklist for Retirement Success Turning 65 is a significant milestone, especially [...]
Is Now the Right Time to Convert to a Roth IRA?
Is Now the Right Time to Convert to a Roth IRA? Is Now the Right Time to Convert to a Roth IRA? Is Now the Right Time to Convert to a Roth IRA? Posted by Ethan Ball, IAR Serving Cedar Rapids, Iowa, and Surrounding Areas. Is Now the Right Time to [...]
What is a Frozen 401k?
What is a Frozen 401k? The Top 5 Common Retirement Mistakes What is a Frozen 401k? Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. What is a Frozen 401k? A frozen 401(k) refers to a retirement plan that no longer allows contributions, new enrollments, or certain types of [...]
The Top 5 Common Retirement Mistakes
The Top 5 Common Retirement Mistakes The Top 5 Common Retirement Mistakes The Top 5 Common Retirement MistakesThe Top 5 Common Retirement MistakesThe Top 5 Common Retirement Mistakes Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. The Top 5 Common Retirement Mistakes Retirement should be a time of [...]
Comprehensive Tax and Investment Strategies for High-Income Earners in 2024
Comprehensive Tax and Investment Strategies for High-Income Earners in 2024 Comprehensive Tax and Investment Strategies for High-Income Earners Posted by Ethan Ball, IAR Serving Cedar Rapids, Iowa, and Surrounding Areas. Comprehensive Tax and Investment Strategies for High-Income Earners in 2024 When you're a high-income earner, managing your finances isn't just about [...]
Planning for Retirement’s Go-Go, Slow-Go, and No-Go Years
Planning for Retirement's Go-Go, Slow-Go, and No-Go Years Planning for Retirement's Go-Go, Slow-Go, and No-Go Years Planning for Retirement's Go-Go, Slow-Go, and No-Go Years Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. Planning for Retirement's Go-Go, Slow-Go, and No-Go Years When you think about "retirement planning," what immediately [...]
Understanding the Tax Impact of Outliving your Spouse
Understanding the Tax Impact of Understanding the Tax Impact of Outliving your Spouse The Crucial Role of Financial Representatives in Retirement Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. Understanding the Tax Impact of Outliving your Spouse The sobering reality for many married couples is that eventually, one [...]
Building Your Financial Roadmap
Building Your Financial Building Your Financial Roadmap Building Your Financial Roadmap Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. Building Your Financial Roadmap As you begin spring cleaning, it's a prime moment to reflect on your financial journey and assess the progress of your goals set earlier this [...]
Exploring Annuity Investment Strategies
Exploring Annuity Investment Exploring Annuity Investment Strategies Exploring Annuity Investment Strategies Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. Exploring Annuity Investment Strategies Let's delve into the world of annuities and how they can integrate into your investment portfolio. Annuities represent contracts with insurance companies, often promising future [...]
