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From replacing your paycheck, to maximizing social security, to minimizing taxes, we exist to help you make the most of your best years
At IRBS, we lead with education, transparency, and process — not products. We’ll show you the exact framework we use, so you’ll always understand how decisions get made and why they make sense for your situation.
"I had a fantastic experience with Iowa Retirement Benefits and Solutions! The team was super friendly and really knew their stuff when it came to retirement planning. They took the time to explain everything clearly and answered all my questions without any rush; I felt like they genuinely cared about finding the best solutions for me. The whole process was smooth and easy, thanks to their great support. I highly recommend them to anyone looking to sort out their retirement plans!"
- Kimberly Chambers
Retirement is one of life’s biggest journeys. Our job is to help you travel it with confidence, clarity, and purpose. With the right map in hand, you’ll know exactly how to get from today to the retirement you’ve been working toward. Here’s what the road looks like:
This first meeting is about you and your story. We’ll talk about:
What planning you’ve done so far
What’s currently in place
Your goals, worries, and priorities
And of course, we’ll leave plenty of room for your questions. Think of it as a no-pressure, “let’s get to know each other” conversation.
Behind the scenes, we’ll dig into your situation and connect the dots you may not even know you’re missing.
We’ll analyze potential roadblocks to your retirement (market, taxes, healthcare, longevity, inflation, and more)
We’ll create a clear picture of where you stand today
You’ll get a plain-English report that shows what’s strong and where adjustments could save you time, money, and stress.
Here’s where the rubber meets the road. In this meeting, we’ll walk you through:
The exact steps to reach your retirement goals
Clear answers to your biggest questions
How our team can simplify and improve your retirement journey
By the end, you’ll see your full roadmap laid out in front of you. From there, you decide if you want to begin the journey with us or take time to think it over.
Once you decide to move forward, we’ll turn your plan into action. We’ll set things in motion, guide you through next steps, and make sure you always know what’s happening and why.
Retirement isn’t a straight road — life and markets change. That’s why we don’t just hand you a map and send you off. We stay in the passenger seat, adjusting the plan as needed, and helping you navigate every turn along the way.
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You’re still working and saving, but wondering “When can I retire — and will I have enough?” You may be weighing early retirement offers, turning 59½ and considering a rollover, or just starting to wonder how your savings will turn into a paycheck.
You’ve recently left work (or you’re about to), and now the focus shifts from accumulation, to distribution. You want steady income, tax-smart withdrawals, and confidence that your plan can weather market ups and downs while covering healthcare costs.
Many of our clients come from well-known employers like General Mills, Rockwell Collins/Collins Aerospace, Quaker Oats, The University of Iowa, and local school districts. We understand the ins and outs of these retirement packages so nothing slips through the cracks.
Losing a spouse is overwhelming, and managing finances afterward can feel like another heavy burden. We help simplify accounts, guide you through survivor benefits, and build a plan that ensures income and stability for your future.
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The first step is a free meeting. No sales pitch, just a conversation about your life & goals:
Schedule a Meeting ➝Investment advisory services are offered through Fusion Capital Management, an SEC registered investment advisor. The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. SEC registration is not an endorsement of the firm by the commission and does not mean that the advisor has attained a specific level of skill or ability. All investment strategies have the potential for profit or loss.
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