We are a small retirement firm serving Cedar Rapids and surrounding areas. When we meet with someone, we discuss what you have already done for planning, as well as what your future goals are. At Iowa Retirement Benefits & Solutions, we will put together a customized plan to fit the goals of you and your family.

 INVESTMENT PLANNING

• Portfolio Management
• Assess Risk Tolerance
• Asset Allocation & Diversification
• Investment Analysis
• Wealth Preservation
• Second Opinion Reviews

RETIREMENT PLANNING

• Retirement Goal Setting
• Retirement planning & analysis
• Social Security Maximizations
• Develop a retirement income strategy
• Business Planning
• IRA Contributions & Conversions
• 401(k) Management & Employer-Sponsored Plans
• Annuities & Pensions
• RMDs & Withdrawal Strategies
• Medicare Planning
• Reduction of Probate Fees
• Building Assets

ESTATE PLANNING & PHILANTHROPY

• Review/Discuss Estate Planning Strategies
• Review Wills & Trusts
• Review & update beneficiaries
• Asset Protection Analysis
• Recommend charitable giving strategies
• Facilitate transfer or retitling of assets

RISK MANAGEMENT & INSURANCE

• Review of existing policies: Medicare, Long Term Care, Life Insurance, & Disability Insurance
• Determine Insurance Needs
• Provide Life Insurance
• Provide Long Term Care Insurance
• Provide Medicare

TAX MANAGEMENT

• Overall Tax Planning
• Potential Roth Conversions
• Deductions & Credits

FINANCIAL LIFE PLANNING

• Comprehensive Financial Planning
• Maximizing Financial Goals
• Monitor changes in your life and family situation
• Periodic review of your financial plan and coordinate with your other advisors, such as CPA, Attorney

Owner of Iowa Retirement Benefits and Solutions. Born and raised in Aledo, Illinois. A graduate of Coe College in Cedar Rapids Iowa. Ethan and Brittney reside in Mount Vernon, Iowa with their one-year-old son Easton and Golden Doodle Noelle. Ethan has been working with individuals to plan for retirement for 9 years. In his spare time, Ethan enjoys following Coe College wrestling, hunting, and fishing.

Philosophy- “I believe building a strong retirement plan brings peace of mind. I’m dedicated to educating you on the innovative insurance planning solutions we offer, providing personal service, and helping to make certain you can enjoy the life of your retirement.”

Fiduciary- A fiduciary duty means we are legally always bound to act in the best and sole interest of our clients. This is the highest standard of loyalty, trust, care, and responsibility under the law.

Zachary has been in the insurance industry for 7 years now. He grew up in Hazel Green WI and currently resides in Dubuque IA with his girlfriend Margaret. He graduated with an Associates Degree in Business Management. Zachary is a member of 100 Men Who Care and volunteers for the local Avery Foundation charity. He is not only passionate about helping people in his professional career but also his personal time and enjoys being active in the community. Zachary enjoys spending time with family, traveling with Margaret, golfing, and attending live sporting events.

Philosophy- “As an advocate for personalized retirement planning, I believe that each individual has unique financial goals and circumstances that should be carefully considered in developing a retirement plan. I strive to provide customized recommendations that can help clients achieve a financially secure retirement. By tailoring strategies to meet each client’s specific needs, I aim to empower them with the knowledge and tools necessary to make informed decisions about their financial future.”

Keenan has been helping with pre and post-retirees for 8 years now. He grew up in Hazel Green, WI, and currently lives in Dubuque and enjoys going on walks with his french bulldog, Idgie. He also loves football and being outdoors.

Philosophy- “Retirement planning is not a one-size-fits-all approach. It requires a personalized strategy that takes into account each person’s financial situation, personal values, and long-term goals. By working together, we can build a plan that maximizes your financial resources while also creating a fulfilling and meaningful retirement experience.”

Born and raised in Riverside Iowa, Morgan graduated with a master’s degree from Ball State University before entering the financial services industry in 2020. Now, residing in Marion, she enjoys watching Iowa athletics, traveling, cooking, and catching up on the latest true crime podcast.

Philosophy- “My philosophy is centered around helping my clients achieve their long-term financial goals through a personalized, comprehensive approach. To achieve this, I prioritize communication and transparency, taking the time to understand my clients’ unique circumstances and goals, and keeping them informed throughout the planning process. Ultimately, my goal is to empower my clients to make informed financial decisions that support their long-term success and well-being. I believe that by taking a proactive, holistic approach to retirement planning, we can help our clients build a brighter, more secure financial future.”