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5 Financial Blind Spots That Can Derail a Retirement
5 Financial Blind Spots That Can Derail a Retirement 5 Financial Blind Spots That Can Derail a Retirement Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. 5 Financial Blind Spots That Can Derail a Retirement You’ve spent decades saving, investing, and building a nest egg. But even the most [...]
What Is Tax-Smart Retirement Planning?
What Is Tax-Smart Retirement Planning? & Why it Matters to You What Is Tax-Smart Retirement Planning? & Why it Matters to You Posted by Ethan Ball CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. What Is Tax-Smart Retirement Planning? & Why It Matters When most people think about retirement planning, they think [...]
How the Move from Pensions to 401(k)s Changed Retirement
How the Move from Pensions to 401(k)s Changed Retirement How the Move from Pensions to 401(k)s Changed Retirement Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. How the Move from Pensions to 401(k)s Changed Retirement If you’re planning for retirement—or already retired—you’ve probably noticed how different things look compared [...]
Is the 4% Rule Outdated? What Retirees Need to Know Today
Understanding the Differences Between a Mutual Fund and an ETF Is the 4% Rule Outdated? What Retirees Need to Know Today Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. The 4% Rule: Helpful Guide or Outdated Myth? If you’ve spent any time researching retirement income strategies, you’ve probably [...]
Private Equity in Your 401(k): What Retirees Need to Know
Understanding the Differences Between a Mutual Fund and an ETF Private Equity in Your 401(k): What Retirees Need to Know Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. Private Equity in Your 401(k): What Cedar Rapids Retirees Need to Know Your 401(k) has probably been one of the [...]
Understanding the Differences Between a Mutual Fund and an ETF
Understanding the Differences Between a Mutual Fund and an ETF Understanding the Differences Between a Mutual Fund and an ETF Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. Understanding the Differences Between a Mutual Fund and an ETF When planning for retirement, choosing the right investment vehicle can [...]
How to Protect Your Health and Wealth
How to Protect Your Health and Wealth How to Protect Your Health and Wealth Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. How to Protect Your Health and Wealth At Iowa Retirement Benefits & Solutions, healthcare comes up in nearly every retirement conversation—and for good reason. Planning for healthcare [...]
What Is IRMAA and How Can You Avoid It in Retirement?
What Is IRMAA and How Can You Avoid It in Retirement? What Is IRMAA and How Can You Avoid It in Retirement? Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. What Is IRMAA and How Can You Avoid It in Retirement? If you've ever been surprised by higher [...]
What the “One Big Beautiful Bill” Means for Retirees
What the “One Big Beautiful Bill” Means for Retirees What the “One Big Beautiful Bill” Means for Retirees Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. A New Law with Big Implications On July 4, 2025, the One Big Beautiful Bill Act (OBBBA) was signed into law. It’s [...]
Retirement Trends to Watch in 2025 — And What They Mean for You
Retirement Trends to Watch in 2025 — And What They Mean for You Retirement Trends to Watch in 2025 — And What They Mean for You Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Retirement Trends to Watch in 2025 — And What They Mean for You Let’s be [...]
What Is Retirement Really?
What Is Retirement Really? What Is Retirement Really? Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. What Is Retirement Really? Discovering the Freedom, Purpose, and Personal Growth That Comes After Work When most people hear the word retirement, they think about stepping away from a job. But retirement is [...]
Tax Loss Harvesting: A Strategic Guide for Retirees and Pre-Retirees
Tax Loss Harvesting: A Strategic Guide for Retirees and Pre-Retirees Tax Loss Harvesting: A Strategic Guide for Retirees and Pre-Retirees Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. Tax Loss Harvesting: A Strategic Guide for Retirees and Pre-Retirees Planning for retirement isn’t just about saving enough—it’s also about [...]
Getting Serious About Your Finances? Start With a Budget That Actually Works
Getting Serious About Your Finances? Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. Getting Serious About Your Finances? Start With a Budget That Actually Works So you’ve decided to get serious about your financial wellness—great first step! Whether you're planning for retirement, trying to save more, or just want [...]
An Actionable Guide to Retirement Planning in Your 30s and 40s
An Actionable Guide to Retirement Planning in Your 30s and 40s Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. An Actionable Guide to Retirement Planning in Your 30s and 40s Whether you're in your 30s or 40s, now is the perfect time to start laying the groundwork for [...]
Maximizing Your Income in Retirement
Maximizing Your Income in Retirement Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Maximize Your Retirement Income Now: Smart Steps to Take Today Are you feeling behind on your retirement savings? You’re not alone—and the good news is, it’s not too late to take action. Many people are in [...]
Get Clear on Your Current Financial Picture
Get Clear on Your Current Financial Picture Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Get Clear on Your Current Financial Picture: Your First Step Toward Financial Freedom If you’re feeling overwhelmed or behind in your financial planning, you’re not alone. Many people are in the same boat—wondering how [...]
Speaking to a Fiduciary
Speaking to a Fiduciary Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. "I Waited Too Long to Plan for Retirement—What Should I do Now?" Speak to a Fiduciary Don’t worry—you’re not alone. Many near-retirees realize late in the game that their retirement planning needs urgent attention. The good news [...]
What Is the Retirement Red Zone—and Why It Matters to You
Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. What Is the Retirement Red Zone—and Why It Matters to You If you're thinking about retiring in the next 5 to 10 years, you're officially entering what I like to call the retirement red zone. It’s a crucial window of time—five [...]
I Waited Too Long to Plan for Retirement—What Now?
I Waited Too Long to Plan for Retirement—What Now? Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. I Waited Too Long to Plan for Retirement—What Now? You’re not alone. Many people hit their 50s or even early 60s and realize they haven’t prepared as well as they’d hoped for [...]
A Widow’s Guide to Financial Security
A Widow's Guide to Financial Security Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. Navigating Retirement Finances After the Loss of a Spouse: A Widow’s Guide to Financial Security Losing a spouse is one of the most difficult challenges life can throw at you. Along with the emotional [...]
The Powerful Benefits of a Fixed Income Annuity
The Powerful Benefits of a Fixed Income Annuity Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. The Powerful Benefits of a Fixed Income Annuity When you’re nearing retirement—or already enjoying it—one of the biggest questions on your mind is probably this: Will my money last as long as I [...]
What Is ACA Health Insurance? & How to Get Affordable Coverage Now
What Is ACA Health Insurance? Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. What Is ACA Health Insurance? & How to Get Affordable Coverage Now Health insurance doesn’t have to be complicated—or expensive. If you’re under 65 and need coverage, ACA health insurance (also known as Affordable Care Act [...]
Side Hustles for Retirees
Side Hustles for Retirees Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Side Hustles for Retirees: Turn Your Experience and Passions into Extra Income Retirement doesn't always mean you're ready to hang up your hat for good. Whether it’s the rising cost of living, a curveball like unexpected medical [...]
Common Questions in Retirement
Common Retirement Questions Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. Your Retirement Questions—Answered At Iowa Retirement Benefits and Solutions, we regularly receive a wide range of retirement-related questions from both long-time clients and new faces. These conversations often spark the beginning of a personalized retirement strategy—one that reflects [...]
Hidden Costs of Retirement
Hidden Costs of Retirement Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Hidden Costs of Retirement: What You Need to Know Planning for retirement goes beyond simply saving money. At Iowa Retirement Benefits and Solutions, we are dedicated to helping you build a secure future by highlighting and planning [...]
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5 Financial Blind Spots That Can Derail a Retirement
5 Financial Blind Spots That Can Derail a Retirement 5 Financial Blind Spots That Can Derail a Retirement Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. 5 Financial Blind Spots That Can Derail a Retirement You’ve spent decades saving, investing, and building a nest egg. But even the most [...]
What Is Tax-Smart Retirement Planning?
What Is Tax-Smart Retirement Planning? & Why it Matters to You What Is Tax-Smart Retirement Planning? & Why it Matters to You Posted by Ethan Ball CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. What Is Tax-Smart Retirement Planning? & Why It Matters When most people think about retirement planning, they think [...]
How the Move from Pensions to 401(k)s Changed Retirement
How the Move from Pensions to 401(k)s Changed Retirement How the Move from Pensions to 401(k)s Changed Retirement Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. How the Move from Pensions to 401(k)s Changed Retirement If you’re planning for retirement—or already retired—you’ve probably noticed how different things look compared [...]
Is the 4% Rule Outdated? What Retirees Need to Know Today
Understanding the Differences Between a Mutual Fund and an ETF Is the 4% Rule Outdated? What Retirees Need to Know Today Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. The 4% Rule: Helpful Guide or Outdated Myth? If you’ve spent any time researching retirement income strategies, you’ve probably [...]
Private Equity in Your 401(k): What Retirees Need to Know
Understanding the Differences Between a Mutual Fund and an ETF Private Equity in Your 401(k): What Retirees Need to Know Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. Private Equity in Your 401(k): What Cedar Rapids Retirees Need to Know Your 401(k) has probably been one of the [...]
Understanding the Differences Between a Mutual Fund and an ETF
Understanding the Differences Between a Mutual Fund and an ETF Understanding the Differences Between a Mutual Fund and an ETF Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. Understanding the Differences Between a Mutual Fund and an ETF When planning for retirement, choosing the right investment vehicle can [...]
How to Protect Your Health and Wealth
How to Protect Your Health and Wealth How to Protect Your Health and Wealth Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. How to Protect Your Health and Wealth At Iowa Retirement Benefits & Solutions, healthcare comes up in nearly every retirement conversation—and for good reason. Planning for healthcare [...]
What Is IRMAA and How Can You Avoid It in Retirement?
What Is IRMAA and How Can You Avoid It in Retirement? What Is IRMAA and How Can You Avoid It in Retirement? Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. What Is IRMAA and How Can You Avoid It in Retirement? If you've ever been surprised by higher [...]
What the “One Big Beautiful Bill” Means for Retirees
What the “One Big Beautiful Bill” Means for Retirees What the “One Big Beautiful Bill” Means for Retirees Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. A New Law with Big Implications On July 4, 2025, the One Big Beautiful Bill Act (OBBBA) was signed into law. It’s [...]
Retirement Trends to Watch in 2025 — And What They Mean for You
Retirement Trends to Watch in 2025 — And What They Mean for You Retirement Trends to Watch in 2025 — And What They Mean for You Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Retirement Trends to Watch in 2025 — And What They Mean for You Let’s be [...]
What Is Retirement Really?
What Is Retirement Really? What Is Retirement Really? Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. What Is Retirement Really? Discovering the Freedom, Purpose, and Personal Growth That Comes After Work When most people hear the word retirement, they think about stepping away from a job. But retirement is [...]
Tax Loss Harvesting: A Strategic Guide for Retirees and Pre-Retirees
Tax Loss Harvesting: A Strategic Guide for Retirees and Pre-Retirees Tax Loss Harvesting: A Strategic Guide for Retirees and Pre-Retirees Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. Tax Loss Harvesting: A Strategic Guide for Retirees and Pre-Retirees Planning for retirement isn’t just about saving enough—it’s also about [...]
Getting Serious About Your Finances? Start With a Budget That Actually Works
Getting Serious About Your Finances? Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. Getting Serious About Your Finances? Start With a Budget That Actually Works So you’ve decided to get serious about your financial wellness—great first step! Whether you're planning for retirement, trying to save more, or just want [...]
An Actionable Guide to Retirement Planning in Your 30s and 40s
An Actionable Guide to Retirement Planning in Your 30s and 40s Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. An Actionable Guide to Retirement Planning in Your 30s and 40s Whether you're in your 30s or 40s, now is the perfect time to start laying the groundwork for [...]
Maximizing Your Income in Retirement
Maximizing Your Income in Retirement Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Maximize Your Retirement Income Now: Smart Steps to Take Today Are you feeling behind on your retirement savings? You’re not alone—and the good news is, it’s not too late to take action. Many people are in [...]
Get Clear on Your Current Financial Picture
Get Clear on Your Current Financial Picture Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Get Clear on Your Current Financial Picture: Your First Step Toward Financial Freedom If you’re feeling overwhelmed or behind in your financial planning, you’re not alone. Many people are in the same boat—wondering how [...]
Speaking to a Fiduciary
Speaking to a Fiduciary Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. "I Waited Too Long to Plan for Retirement—What Should I do Now?" Speak to a Fiduciary Don’t worry—you’re not alone. Many near-retirees realize late in the game that their retirement planning needs urgent attention. The good news [...]
What Is the Retirement Red Zone—and Why It Matters to You
Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. What Is the Retirement Red Zone—and Why It Matters to You If you're thinking about retiring in the next 5 to 10 years, you're officially entering what I like to call the retirement red zone. It’s a crucial window of time—five [...]
I Waited Too Long to Plan for Retirement—What Now?
I Waited Too Long to Plan for Retirement—What Now? Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. I Waited Too Long to Plan for Retirement—What Now? You’re not alone. Many people hit their 50s or even early 60s and realize they haven’t prepared as well as they’d hoped for [...]
A Widow’s Guide to Financial Security
A Widow's Guide to Financial Security Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. Navigating Retirement Finances After the Loss of a Spouse: A Widow’s Guide to Financial Security Losing a spouse is one of the most difficult challenges life can throw at you. Along with the emotional [...]
The Powerful Benefits of a Fixed Income Annuity
The Powerful Benefits of a Fixed Income Annuity Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. The Powerful Benefits of a Fixed Income Annuity When you’re nearing retirement—or already enjoying it—one of the biggest questions on your mind is probably this: Will my money last as long as I [...]
What Is ACA Health Insurance? & How to Get Affordable Coverage Now
What Is ACA Health Insurance? Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. What Is ACA Health Insurance? & How to Get Affordable Coverage Now Health insurance doesn’t have to be complicated—or expensive. If you’re under 65 and need coverage, ACA health insurance (also known as Affordable Care Act [...]
Side Hustles for Retirees
Side Hustles for Retirees Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Side Hustles for Retirees: Turn Your Experience and Passions into Extra Income Retirement doesn't always mean you're ready to hang up your hat for good. Whether it’s the rising cost of living, a curveball like unexpected medical [...]
Common Questions in Retirement
Common Retirement Questions Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. Your Retirement Questions—Answered At Iowa Retirement Benefits and Solutions, we regularly receive a wide range of retirement-related questions from both long-time clients and new faces. These conversations often spark the beginning of a personalized retirement strategy—one that reflects [...]
Hidden Costs of Retirement
Hidden Costs of Retirement Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Hidden Costs of Retirement: What You Need to Know Planning for retirement goes beyond simply saving money. At Iowa Retirement Benefits and Solutions, we are dedicated to helping you build a secure future by highlighting and planning [...]
