Iowa Retirement Benefits & Solutions
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What Is Retirement Really?
What Is Retirement Really? What Is Retirement Really? Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. What Is Retirement Really? Discovering the Freedom, Purpose, and Personal Growth That Comes After Work When most people hear the word retirement, they think about stepping away from a job. But retirement is [...]
Tax Loss Harvesting: A Strategic Guide for Retirees and Pre-Retirees
Tax Loss Harvesting: A Strategic Guide for Retirees and Pre-Retirees Tax Loss Harvesting: A Strategic Guide for Retirees and Pre-Retirees Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. Tax Loss Harvesting: A Strategic Guide for Retirees and Pre-Retirees Planning for retirement isn’t just about saving enough—it’s also about [...]
Getting Serious About Your Finances? Start With a Budget That Actually Works
Getting Serious About Your Finances? Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. Getting Serious About Your Finances? Start With a Budget That Actually Works So you’ve decided to get serious about your financial wellness—great first step! Whether you're planning for retirement, trying to save more, or just want [...]
An Actionable Guide to Retirement Planning in Your 30s and 40s
An Actionable Guide to Retirement Planning in Your 30s and 40s Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. An Actionable Guide to Retirement Planning in Your 30s and 40s Whether you're in your 30s or 40s, now is the perfect time to start laying the groundwork for [...]
Maximizing Your Income in Retirement
Maximizing Your Income in Retirement Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Maximize Your Retirement Income Now: Smart Steps to Take Today Are you feeling behind on your retirement savings? You’re not alone—and the good news is, it’s not too late to take action. Many people are in [...]
Get Clear on Your Current Financial Picture
Get Clear on Your Current Financial Picture Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Get Clear on Your Current Financial Picture: Your First Step Toward Financial Freedom If you’re feeling overwhelmed or behind in your financial planning, you’re not alone. Many people are in the same boat—wondering how [...]
Speaking to a Fiduciary
Speaking to a Fiduciary Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. "I Waited Too Long to Plan for Retirement—What Should I do Now?" Speak to a Fiduciary Don’t worry—you’re not alone. Many near-retirees realize late in the game that their retirement planning needs urgent attention. The good news [...]
What Is the Retirement Red Zone—and Why It Matters to You
Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. What Is the Retirement Red Zone—and Why It Matters to You If you're thinking about retiring in the next 5 to 10 years, you're officially entering what I like to call the retirement red zone. It’s a crucial window of time—five [...]
I Waited Too Long to Plan for Retirement—What Now?
I Waited Too Long to Plan for Retirement—What Now? Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. I Waited Too Long to Plan for Retirement—What Now? You’re not alone. Many people hit their 50s or even early 60s and realize they haven’t prepared as well as they’d hoped for [...]
A Widow’s Guide to Financial Security
A Widow's Guide to Financial Security Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. Navigating Retirement Finances After the Loss of a Spouse: A Widow’s Guide to Financial Security Losing a spouse is one of the most difficult challenges life can throw at you. Along with the emotional [...]
The Powerful Benefits of a Fixed Income Annuity
The Powerful Benefits of a Fixed Income Annuity Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. The Powerful Benefits of a Fixed Income Annuity When you’re nearing retirement—or already enjoying it—one of the biggest questions on your mind is probably this: Will my money last as long as I [...]
What Is ACA Health Insurance? & How to Get Affordable Coverage Now
What Is ACA Health Insurance? Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. What Is ACA Health Insurance? & How to Get Affordable Coverage Now Health insurance doesn’t have to be complicated—or expensive. If you’re under 65 and need coverage, ACA health insurance (also known as Affordable Care Act [...]
Side Hustles for Retirees
Side Hustles for Retirees Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Side Hustles for Retirees: Turn Your Experience and Passions into Extra Income Retirement doesn't always mean you're ready to hang up your hat for good. Whether it’s the rising cost of living, a curveball like unexpected medical [...]
Common Questions in Retirement
Common Retirement Questions Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. Your Retirement Questions—Answered At Iowa Retirement Benefits and Solutions, we regularly receive a wide range of retirement-related questions from both long-time clients and new faces. These conversations often spark the beginning of a personalized retirement strategy—one that reflects [...]
Hidden Costs of Retirement
Hidden Costs of Retirement Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Hidden Costs of Retirement: What You Need to Know Planning for retirement goes beyond simply saving money. At Iowa Retirement Benefits and Solutions, we are dedicated to helping you build a secure future by highlighting and planning [...]
Why Your 401k Needs a Fresh Start at 59½
Why Your 401k Needs a Fresh Start at 59½ Posted by Ethan Ball, CRPC® Serving Cedar Rapids, Iowa, and Surrounding Areas. Why Your 401k Needs a Fresh Start at 59½ If you’re approaching 59½ and still have your retirement savings locked in an employer-sponsored 401k, 4o3b, etc, you could be missing out on [...]
10 Things I Would Do If I Were Retiring 5 Years from Now
10 Things I Would Do If I Were Retiring 5 Years from Now Posted by Ethan Ball, CRPC® Serving Cedar Rapids, Iowa, and Surrounding Areas. 10 Things I Would Do If I Were Retiring 5 Years from Now (A Practical Guide to Securing Your Financial Future) Retirement is an exciting milestone, but it [...]
What is a CRPC® and Why Does It Matter for Your Retirement?
What is a CRPC® and Why Does It Matter for Your Retirement? Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. What is a CRPC® and Why Does It Matter for Your Retirement? At Iowa Retirement Benefits & Solutions, we take professional qualifications seriously because we know they make a difference [...]
Taking the Guesswork Out of Social Security Planning
Taking the Guesswork Out of Social Security Planning Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Why You Should Seek Expert Guidance Before Claiming Social Security At Iowa Retirement Benefits & Solutions, we frequently receive questions about Social Security and its role in retirement planning. While many retirees assume [...]
Social Security Explained
Social Security Explained Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Social Security, Explained At Iowa Retirement Benefits & Solutions, we frequently receive questions about Social Security—how it works, why it was created, and how it fits into your retirement strategy. Many Americans don’t fully understand the system, yet [...]
Understanding Your Pension Options
Understanding Your Pension Options Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Understanding Your Pension Options Pensions have been making headlines lately, prompting many Americans to take a closer look at the details and security of their pension plans. One of the biggest and most complex decisions you may [...]
Steps to an Early Retirement
Steps to an Early Retirement Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Steps to an Early Retirement Many people wonder when the right time to start planning for retirement is. The honest answer? It’s never too early! Early retirement planning requires careful financial and lifestyle considerations, and the [...]
Evolving Retirement Trends
Evolving Retirement Trends Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Evolving Retirement Trends: Navigating a Changing Landscape Retirement planning is constantly evolving, shaped by economic shifts, changing demographics, and new financial tools. Every day seems to bring a new twist or turn to traditional retirement planning models. At [...]
The Greatest Wealth Killers in America—and How to Protect Your Money
and How to Protect Your Money The Greatest Wealth Killers in America— Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. The Greatest Wealth Killers in America—and How to Protect Your Money Let’s face it: keeping your wealth intact isn’t always easy. Between emotional decisions, market swings, taxes, and hidden [...]
Financial Challenges in 2025
Financial Challenges in 2025 Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Financial Challenges in 2025 Let’s face it—predicting the future is tough, especially when it comes to finances. However, we can spot trends and potential challenges to help you stay ahead of the curve. If you’re wondering how [...]
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What Is Retirement Really?
What Is Retirement Really? What Is Retirement Really? Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. What Is Retirement Really? Discovering the Freedom, Purpose, and Personal Growth That Comes After Work When most people hear the word retirement, they think about stepping away from a job. But retirement is [...]
Tax Loss Harvesting: A Strategic Guide for Retirees and Pre-Retirees
Tax Loss Harvesting: A Strategic Guide for Retirees and Pre-Retirees Tax Loss Harvesting: A Strategic Guide for Retirees and Pre-Retirees Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. Tax Loss Harvesting: A Strategic Guide for Retirees and Pre-Retirees Planning for retirement isn’t just about saving enough—it’s also about [...]
Getting Serious About Your Finances? Start With a Budget That Actually Works
Getting Serious About Your Finances? Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. Getting Serious About Your Finances? Start With a Budget That Actually Works So you’ve decided to get serious about your financial wellness—great first step! Whether you're planning for retirement, trying to save more, or just want [...]
An Actionable Guide to Retirement Planning in Your 30s and 40s
An Actionable Guide to Retirement Planning in Your 30s and 40s Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. An Actionable Guide to Retirement Planning in Your 30s and 40s Whether you're in your 30s or 40s, now is the perfect time to start laying the groundwork for [...]
Maximizing Your Income in Retirement
Maximizing Your Income in Retirement Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Maximize Your Retirement Income Now: Smart Steps to Take Today Are you feeling behind on your retirement savings? You’re not alone—and the good news is, it’s not too late to take action. Many people are in [...]
Get Clear on Your Current Financial Picture
Get Clear on Your Current Financial Picture Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Get Clear on Your Current Financial Picture: Your First Step Toward Financial Freedom If you’re feeling overwhelmed or behind in your financial planning, you’re not alone. Many people are in the same boat—wondering how [...]
Speaking to a Fiduciary
Speaking to a Fiduciary Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. "I Waited Too Long to Plan for Retirement—What Should I do Now?" Speak to a Fiduciary Don’t worry—you’re not alone. Many near-retirees realize late in the game that their retirement planning needs urgent attention. The good news [...]
What Is the Retirement Red Zone—and Why It Matters to You
Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. What Is the Retirement Red Zone—and Why It Matters to You If you're thinking about retiring in the next 5 to 10 years, you're officially entering what I like to call the retirement red zone. It’s a crucial window of time—five [...]
I Waited Too Long to Plan for Retirement—What Now?
I Waited Too Long to Plan for Retirement—What Now? Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. I Waited Too Long to Plan for Retirement—What Now? You’re not alone. Many people hit their 50s or even early 60s and realize they haven’t prepared as well as they’d hoped for [...]
A Widow’s Guide to Financial Security
A Widow's Guide to Financial Security Posted by Ethan Ball, CRPC Serving Cedar Rapids, Iowa, and Surrounding Areas. Navigating Retirement Finances After the Loss of a Spouse: A Widow’s Guide to Financial Security Losing a spouse is one of the most difficult challenges life can throw at you. Along with the emotional [...]
The Powerful Benefits of a Fixed Income Annuity
The Powerful Benefits of a Fixed Income Annuity Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. The Powerful Benefits of a Fixed Income Annuity When you’re nearing retirement—or already enjoying it—one of the biggest questions on your mind is probably this: Will my money last as long as I [...]
What Is ACA Health Insurance? & How to Get Affordable Coverage Now
What Is ACA Health Insurance? Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. What Is ACA Health Insurance? & How to Get Affordable Coverage Now Health insurance doesn’t have to be complicated—or expensive. If you’re under 65 and need coverage, ACA health insurance (also known as Affordable Care Act [...]
Side Hustles for Retirees
Side Hustles for Retirees Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Side Hustles for Retirees: Turn Your Experience and Passions into Extra Income Retirement doesn't always mean you're ready to hang up your hat for good. Whether it’s the rising cost of living, a curveball like unexpected medical [...]
Common Questions in Retirement
Common Retirement Questions Posted by Morgan Fisher Serving Cedar Rapids, Iowa, and Surrounding Areas. Your Retirement Questions—Answered At Iowa Retirement Benefits and Solutions, we regularly receive a wide range of retirement-related questions from both long-time clients and new faces. These conversations often spark the beginning of a personalized retirement strategy—one that reflects [...]
Hidden Costs of Retirement
Hidden Costs of Retirement Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Hidden Costs of Retirement: What You Need to Know Planning for retirement goes beyond simply saving money. At Iowa Retirement Benefits and Solutions, we are dedicated to helping you build a secure future by highlighting and planning [...]
Why Your 401k Needs a Fresh Start at 59½
Why Your 401k Needs a Fresh Start at 59½ Posted by Ethan Ball, CRPC® Serving Cedar Rapids, Iowa, and Surrounding Areas. Why Your 401k Needs a Fresh Start at 59½ If you’re approaching 59½ and still have your retirement savings locked in an employer-sponsored 401k, 4o3b, etc, you could be missing out on [...]
10 Things I Would Do If I Were Retiring 5 Years from Now
10 Things I Would Do If I Were Retiring 5 Years from Now Posted by Ethan Ball, CRPC® Serving Cedar Rapids, Iowa, and Surrounding Areas. 10 Things I Would Do If I Were Retiring 5 Years from Now (A Practical Guide to Securing Your Financial Future) Retirement is an exciting milestone, but it [...]
What is a CRPC® and Why Does It Matter for Your Retirement?
What is a CRPC® and Why Does It Matter for Your Retirement? Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. What is a CRPC® and Why Does It Matter for Your Retirement? At Iowa Retirement Benefits & Solutions, we take professional qualifications seriously because we know they make a difference [...]
Taking the Guesswork Out of Social Security Planning
Taking the Guesswork Out of Social Security Planning Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Why You Should Seek Expert Guidance Before Claiming Social Security At Iowa Retirement Benefits & Solutions, we frequently receive questions about Social Security and its role in retirement planning. While many retirees assume [...]
Social Security Explained
Social Security Explained Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Social Security, Explained At Iowa Retirement Benefits & Solutions, we frequently receive questions about Social Security—how it works, why it was created, and how it fits into your retirement strategy. Many Americans don’t fully understand the system, yet [...]
Understanding Your Pension Options
Understanding Your Pension Options Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Understanding Your Pension Options Pensions have been making headlines lately, prompting many Americans to take a closer look at the details and security of their pension plans. One of the biggest and most complex decisions you may [...]
Steps to an Early Retirement
Steps to an Early Retirement Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Steps to an Early Retirement Many people wonder when the right time to start planning for retirement is. The honest answer? It’s never too early! Early retirement planning requires careful financial and lifestyle considerations, and the [...]
Evolving Retirement Trends
Evolving Retirement Trends Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Evolving Retirement Trends: Navigating a Changing Landscape Retirement planning is constantly evolving, shaped by economic shifts, changing demographics, and new financial tools. Every day seems to bring a new twist or turn to traditional retirement planning models. At [...]
The Greatest Wealth Killers in America—and How to Protect Your Money
and How to Protect Your Money The Greatest Wealth Killers in America— Posted by Ethan Ball Serving Cedar Rapids, Iowa, and Surrounding Areas. The Greatest Wealth Killers in America—and How to Protect Your Money Let’s face it: keeping your wealth intact isn’t always easy. Between emotional decisions, market swings, taxes, and hidden [...]
Financial Challenges in 2025
Financial Challenges in 2025 Posted by Jeff Carey Serving Cedar Rapids, Iowa, and Surrounding Areas. Financial Challenges in 2025 Let’s face it—predicting the future is tough, especially when it comes to finances. However, we can spot trends and potential challenges to help you stay ahead of the curve. If you’re wondering how [...]
